How It Works
Learn more about Instant Payday Loans here. We'll explain who we are, how you qualify for payday loans, and how our sign-up process works.
About Us
Instant Payday Loans is a free matching service for those in the market for fast payday loans. Our goal is to help you find the right lender for you as quickly as possible. Our services are free of charge and come with no obligation. Our lenders offer some of the fastest payday loans in the business. Instant Payday Loans can help you find a reputable lender in just minutes. We are not a lender, so you can trust our information to be fair and accurate.
Payday Loans Explained
Instant Payday Loans can help you find lenders that offer expedited payday loans. Payday loans are small loans provided over a short term to help you cover expenses that arise between paychecks. Payday loans are a convenient and efficient way to get some extra cash when you need it the most. If you qualify, most lenders simply wire the money directly to your bank account and then automatically withdraw repayment on the loan's due date.
Qualifying for Payday Loans
Lenders affiliated with Instant Payday Loans will all have different qualification standards. However, many lenders will require the following:
- Active checking or savings account with direct deposit feature
- Have a job or earn other source of regular income
- Make at least $1000/month
- U.S. citizen
- At least 18 years old
Signing up with Instant Payday Loans
Signing up with Instant Payday Loans to be matched with a lender is quick and easy. Here is how the process works:
- Give us some contact information. You will first need to provide Instant Payday Loans with your basic contact information (name, phone number, email address, etc.). Our sign-up form will only take a few minutes to complete.
- We put you in touch with a lender. Once you submit your sign-up form, we will put you in touch with a lender that can provide expedited payday loans. You will be referred to the lender's website.
- Apply for a loan on the lender's website. If you want, you can then apply for a loan on the lender's site, usually for free (varies by lender).
For answers to questions you may have, read the frequently asked questions.


